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Don't forget to factor in closing costs when considering a home sale or purchase. Eagles Wings Realty is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at 970-901-0434 if your needs include a real estate pro experienced in the business side of real estate.

Closing costs you should expect

There are certain basic expenses associated with closing the sale of a house. These fees are often split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Colorado to help guide you through your transaction.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a home in Montrose County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not astonished when you come to the closing table. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates of concern.

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